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Total Traditional: $871,000

Annual Spending Target
Choose how the projection funds annual spending
Direct uses one target amount and draws the planned fixed withdrawals from Traditional, Roth, and brokerage accounts each year, capped by available balances. Optimized lets the paid withdrawal optimizer choose the annual account mix to meet the spending target without ACA breaches or avoidable shortfalls. Manual calculates the target from selected income and planned account withdrawals.
Income sources

Ordinary income, rental, pension, and Social Security all fund spending in this mode, lowering the account withdrawals needed to meet the target. To reinvest a source into brokerage instead (it still counts in tax calculations), switch to Manual.

Adjust your inputs on the left to generate a projection.