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One price. Every pillar included.

No tiers, no add-ons, no black box. Pro unlocks the entire engine — deterministic year-by-year projections, the Roth and Social Security optimizers, full stress testing, and the independent Second Opinion that answers whether you can retire and stay retired.

Free

$0

Build and inspect a basic retirement projection.

  • Run a live projection with your own starting numbers
  • No saving or exporting
  • No scenario comparison
Get Started

Pro Monthly

$9.99/mo

Optimize key decisions, stress test the plan, and get a Second Opinion. Billed monthly.

  • Deterministic year-by-year projection you can audit
  • Roth and Social Security optimizers, ACA MAGI and budget planning
  • Monte Carlo, historical stress tests, and a resilience score
  • Independent Second Opinion: can you retire, and stay retired?
  • Save, load, compare, and export full projection tables
  • Advisor dashboard, article publishing, MFA, and recovery codes
Best Value

Pro Annual

$99.99/yr

Optimize, stress test, and get a Second Opinion — save 17% at $8.33/mo.

  • Deterministic year-by-year projection you can audit
  • Roth and Social Security optimizers, ACA MAGI and budget planning
  • Monte Carlo, historical stress tests, and a resilience score
  • Independent Second Opinion: can you retire, and stay retired?
  • Save, load, compare, and export full projection tables
  • Advisor dashboard, article publishing, MFA, and recovery codes

What you get in each plan

Free builds and inspects a basic projection. Pro answers whether you can retire — and stay retired.

CapabilityFreePro
Basic retirement projection
“Can I retire?” assessment
“Can I stay retired?” assessment
Spending-flexibility interpretation
Roth & Social Security optimizers
Monte Carlo probability of success
Historical sequence stress testing
Independent Second Opinion
Full year-by-year projection
Scenario saving & comparison
Export projection tables

Have a promo or beta trial code? Enter it at checkout. Try FREE90D for your first 90 days free.

Payments are securely processed by Stripe. Cancel anytime from your billing portal — no lock-in. All prices in USD.