No single method tells the whole story. RetireLogica combines a deterministic projection, optimizers, Monte Carlo, and historical testing — then a Second Opinion interprets the combined evidence so you can see how the conclusion was reached.
Deterministic and probabilistic aren’t rivals — they answer different questions. Read together, they’re far more informative than any one alone.
A reproducible year-by-year plan. The same inputs always produce the same result, so it can be inspected line by line.
Compare explicit strategies on the same assumptions, so differences reflect the choice — not a change in the underlying math.
Measures resilience across many simulated market conditions — one valuable evidence source among several.
Shows how the plan behaves in known difficult return sequences drawn from real market history.
Interprets the combined evidence, identifying where the methods agree, where reservations remain, and where gaps exist.
Transparency isn’t a slogan here — it’s how the product is built, from editable assumptions to a full audit trail.
Every conclusion traces back to the numbers behind it — no black-box score you’re asked to take on faith.
Change an assumption and watch the plan respond, so you can see exactly what each one is worth.
Conclusions point back to the projection, optimizer runs, and stress tests that support them.
Drill into any year — withdrawals, taxes, ACA, and IRMAA — and check the work for yourself.
Build a plan and follow the evidence from your inputs to a Second Opinion.